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Do You Budget For These 60 Things?
Sunday, May 22, 2016 - 7:15pm | 528Whether you call it a budget, savings strategy or spending plan, keeping track of what you spend money on throughout the month and year is an essential part to gaining and keeping financial security. While not all of these items will be relevant to every budget, they are likely to help jog your...
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Breaking The Silence: Having 'The (Money) Talk' With Your Parents
Sunday, May 22, 2016 - 4:07pm | 703For whatever reason, there is likely to come a time where you will have to breach an extremely personal — and therefore often equally uncomfortable — conversation with your parents. Akin to "the talk" parents give their children, "the money talk" children eventually have with their...
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Millennials, Retirement Savings And New Research Studies
Sunday, May 15, 2016 - 4:46pm | 920So much has been written and theorized about Millennials and money; juxtapose that with fears of under-investing in the market and government-assisted retirement programs depleting at a rate that cannot keep up with population growth under current taxation, and the present and future for...
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Sandwichers, The Little Things Add Up…And Fast
Sunday, May 8, 2016 - 3:03pm | 1093While this holds true for everyone developing a spending plan/savings strategy, the crux of the matter is that for “Sandwichers” – the current demographic of adults with aging parents in need of financial support and their own young-adult children who aren’t yet...
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Getting Ready For Retirement, Wherever You Are
Friday, April 29, 2016 - 3:21pm | 527Because of the economic environment, concerns over depleting federal aid and forecasts of insufficient funds for future generations, saving for retirement is one of the most pressing financial concerns for many Americans in every age demographic. While saving for your later years has been...
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Frugality Is A Way Of Life, Not A Life Hack: Take Advantage Of Senior Discounts
Friday, April 29, 2016 - 2:29pm | 1579Although frugal living is frequently touted as a life hack to save in a pinch, it doesn’t have to be a temporary life raft. Just because your financial situation is not restricted to living paycheck to paycheck, you can still take advantage of tips and tricks to save money. These savvy...
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April Is Financial Literacy Month: Get Organized And Save
Sunday, April 24, 2016 - 11:23pm | 1098As Financial Literacy Month comes to an end this week, it's a perfect time for an honest financial conversation. Regardless of who you are, how many years you have under your belt or what your financial situation is, you have absolutely phenomenal capabilities to be financially secure. Be...
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Why Wording Matters: Budget, Spending Plan Or Savings Strategy?
Sunday, April 24, 2016 - 5:50pm | 900”Rhetoric may be defined as the faculty of observing in any given case the available means of persuasion. This is not a function of any other art.” –Aristotle How we verbalize a concept makes that concept concrete. The connotations of our phrasing can turn identical situations...
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Millennials, It's Financial Literacy Month: Here's 20 Top Tips
Sunday, April 17, 2016 - 9:06pm | 1205April is Financial Literacy Month, and based on recent research conducted by PricewaterhouseCoopers, LLP, the financial literacy situation in America is severely lacking. Source: PWC.com, Bridging The Financial Literacy Gap: Empowering Teachers To Support The Next Generation To celebrate,...
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Spring Has Sprung, Millennials: What's Growing In Your Financial Garden?
Monday, April 11, 2016 - 11:22am | 654It's now two weeks into spring, and if you haven't already, it's time to start cleaning. Once a year, if not more frequently, it's worth your while to stop, take a serious look at what's around you in life, dusting off the cobwebs from areas you may not think about every day,...
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The 411 On Deciding To Downsize In Retirement
Sunday, April 3, 2016 - 7:05pm | 992There are many reasons retirees may consider selling their home once they retire or hit a certain point in retirement. Making that decision, however, is not easy, nor should it be taken lightly. Moving Motivations Before any decisions are made, it is important to delve into the reasons you wish to...
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Millennials, Change Your Financial Rhetoric From 'Could' To 'Should'
Sunday, April 3, 2016 - 6:08pm | 732Financial success, financial stability and financial comfort are all different pieces of the same money pie – whichever way you slice it, the bigger picture is intrinsically motivated by cash. However, it becomes easy to slip into the mindset that if you are satisfied with one of those three...
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Mom's Filing For Bankruptcy, Now What?
Monday, March 14, 2016 - 12:20am | 853Imagine for a moment that your parent, the person who took care of you throughout your childhood and possibly into early adulthood, is now in need of your help – and not in the way you ever anticipated. She’s not reached the point where she needs to consider assisted living, nor is she...
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55 And No Retirement Savings; Is There Still Time?
Sunday, March 13, 2016 - 11:01pm | 684Countless Americans have no retirement savings; according to the Federal Reserve's 2014 Survey of Household Economics and Decisionmaking, the number of Americans who are planning to continue working past retirement can be assumed to be around 38 percent. Source: Federal Reserve, 2014 Report On...
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Millennials, Milestones And Managing The Broad Financial Picture
Wednesday, March 2, 2016 - 11:25am | 788The late-20-something, early 30-year-old faces a distinct environment quite unfamiliar to previous generations. While in decades past the average age to get married was quite young, that trend has changed. And with the bump in median marriage age, other key milestones seem to likewise be delayed...