Budgeting

There are so many ways you can handle your budget without calling in the big guns. However, whether you are not financially literate, don't seem to have the time/motivation or are so far removed from financial security that you don't even know where to start, using available resources such...

Becoming a caregiver for anyone can be draining — emotionally, physically and even financially. But when the person in need of ‘round-the-clock assistance is a parent, the stakes become even higher. The decision should not be taken lightly, nor should it be fueled by emotions. Whether...

While there are plenty of everyday commodities that are clearly worth their cost, others are open pits for frivolous spending. Unfortunately, thanks in part to successful advertising tactics and societal mentality that new and innovative outweigh tried and true, many people stumble through each...

Regardless of how old you are, there's something you should be doing to prep for retirement. From basic planning strategies to hunkering down for the last lap, keep track of where you are on the journey. It starts much earlier than most people assume. Before 25 While advice for young adults...

Retirement may still be a handful of decades away, but thinking long term — over 40 years ahead — can pay off in almost incomprehensible ways. The choices you make while you're still young will have a huge impact on your future. For example, by investing an annual $2,000 for seven...

When you've found yourself in deep debt, the kind that can physically make you ill when you think about your income versus your spending habits, it's easy to cajole yourself into a state of submission. By actively ignoring the issue (too much outflow for too little income) and passively...

There's a common misconception that lower income families are a) fat and b) unhealthy, because quick, affordable food is nutritionally crap. Conversely, there's another familiar fallacy that those who struggle financially are also doomed to face malnutrition, because of the lack of...

While savings and budgeting tips abound, there are certain things that — no matter how frugal you want to live — just aren't worth saving the pennies. The main reason being, the cheap options are more than cheap quality; the cheaper quality downright does not justify the lower cost....

Debt happens to many people, but some face a debt situation unlike the "average" graduate who carries loan debts and has a plan for paying them off, or the homeowner who has a mortgage payment and a car loan. Seemingly insurmountable debt, however, is a different beast. This debt is the debt that...

Credit is one of those notoriously confusing financial vehicles. It's the bane of many people's existence, but it is also all-but essential for financially independent survival. It's a device that can hinder or help future financial investments, and the decisions made that have reciprocal...

While the financial duress of the Millennial generation is widely publicized, the amount of coverage doesn't seem to be doing anything to curb the trend. However, suggesting ways to escape the cycle of living paycheck to paycheck can perhaps be beneficial. While the above infographic was published...

When considering retirement, what typically comes to mind? Where you’ll live? How you’ll afford the lifestyle you want? How you’ll fill your time? What about your physical and mental health? For as much emphasis is put on saving financially for retirement, perhaps one...

Employment has entered the retirement conversation in a new way. No longer does the topic only come up in an adverse existential way or through the negative (“I no longer am employed,” “employment was a part of who I used to be”), but it has become a continuation of the...

Many times, budgets become sidetracked by good intentions. A nephew could use a few thousand dollars this semester, the house down the street that you've always dreamed about is up for short-sale, there's a beautiful new car "at a great price." However, with proper guidance and prodding, one of the...

Talking about money is rarely easy. Within our society (the Deaf community aside), it is often seen as inappropriate, impertinent and contemptuous. However, as with most things in life, in order to be proficient in handling the tangible, conversing on the subject is actually quite necessary....