Retirement Planning

Retirement planning experts roundly agree that you should have at least 30 years’ worth of retirement funds available to you. People are living longer, working later into their lives, and increasingly in need of expensive medical care as they age. Effective ways to stretch your retirement...

In recent months, there’s been a lot of press around the concept of FIRE, which stands for “financial independence, retire early.” At first glance, you might assume the movement is all about pinching your pennies for several years, working overtime, and then scrimping after you...

Some people spend decades focusing on retirement planning, only to get derailed by unexpected events such as a job loss, market downturn, medical scare, death of a spouse who’s been the primary provider, or other untimely circumstances. Preparing for unexpected events with an emergency fund,...

For many, 401(k) plans offer one-stop retirement planning: You contribute pre-tax money before your paycheck hits your bank account, lowering your tax bill and ensuring you don’t spend it elsewhere. Plus, many employers match a portion of what you put in (free money!) and offer features that...

When packing up your desk for that next great career step, don’t forget about your 401(k) plan. Should it stay or should it go with you to the new job? Your choices range from doing nothing, moving your savings to your new company’s plan, or rolling it over to an Individual Retirement...

Securing enough for retirement is a huge concern, particularly as financial rhetoric intensifies as the days to November 8 dwindle into the single digits. While the candidates' jargon has broadly steered clear of retirement and the political atmosphere has laid heavy with non-platform-related...

Regardless of how old you are, there's something you should be doing to prep for retirement. From basic planning strategies to hunkering down for the last lap, keep track of where you are on the journey. It starts much earlier than most people assume. Before 25 While advice for young adults...

Because of the economic environment, concerns over depleting federal aid and forecasts of insufficient funds for future generations, saving for retirement is one of the most pressing financial concerns for many Americans in every age demographic. While saving for your later years has been...

Countless Americans have no retirement savings; according to the Federal Reserve's 2014 Survey of Household Economics and Decisionmaking, the number of Americans who are planning to continue working past retirement can be assumed to be around 38 percent. Source: Federal Reserve, 2014 Report On...

Many couples relish in the idea of moving after retirement, packing up and heading on the next new adventure. Before embarking on what is sure to be an invigorating change of lifestyle, remember that retirement is not just an extended vacation. Between the hikes in the Grand Tetons and the...

Wal-Mart's (NYSE: WMT) $15 billion package of 401(k) retirement accounts may be up for grabs after reports circulated that the company is considering switching the bank that holds the accounts. Currently, Bank of America (NYSE: BAC) holds the accounts but the retailer may be looking to switch...