financial independence

There are no shortcuts to anyplace worth going. —Beverly Sills In our hectic lives, everyone likes a quick answer. How about this one: When you can live off 4% of your portfolio annually you are financially independent. Short and sweet. Seems like a simple enough shortcut to follow, but first...

Against the backdrop of recent bank failures, stubbornly high inflation, and uncertainty around future interest rates, traditional fixed-income investments such as bank accounts, CDs, and government bonds, aren’t providing investors with the same level of comfort they once did. Maybe it...

History doesn’t repeat itself but it often rhymes. —Mark Twain Almost every modern-day investment for sale to the public comes with a version of the following disclaimer: “Past performance is no guarantee of future results,” but that doesn’t mean the past should be...

Of all the truisms about investing that Warren Buffett has come out with over the years, perhaps the most important one for investors to understand is this: “Risk comes from not knowing what you’re doing.” Most investors, including many professionals, are simply unable or...

When asked to describe retirement goals, many respondents highlight a certain figure or tangible item that demonstrates they have “made it” — a summer residency, a debt-free financial portrait, a BMW Z4 sDrive35i or something else that outwardly expresses “I’ve...